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Me I'm 23, married, and a mom. I work full time and go to school when I can. I started my job two months after I turned 19, and will retire when I am 49. My husband and I bought our home when I was 19 and he was 20 with the plans to pay it off before I turn 35. That leaves me 12 years, but I'm thinking I might be able to do it in 10.
I'm frugal by nature, but every now and again I get the shopping bug. My grandma was a bookkeeper and my grandpa was a farmer- I think resourcefulness is in my DNA.